I really liked this book. Unlike books that talk only about financial privacy and tax havens, the author goes into issues of lifestyle privacy, health record privacy, insurance information, and mentions specific top quality banks and insurance firms that provide services offshore (with their contact information).

Perhaps most meaningful of all is that the author actually lives offshore, but is retired. So he writes about what he knows and practices, while so many so-called offshore books are written by American service providers who have something to sell you but don't actually live the lifestyle. This author has nothing to sell you, but lives the offshore life. He has been writing about these subjects for some 25 years -- I've read his 1970s books -- and most other books can't come close.

Consider, for example, a tiny nation, nestled in the mountains between France and Spain, with no army, no poverty, and no income taxes. Here, in what has been called "the shopping amll of Europe," you can enjoy a high-quality of life for much less than you'd pay in America. (Property taxes, for instance, are a maximum of $240 a year.) There's virtually no unemployment. And the crime rate is the lowest in Europe.

Or, there's America's largest trading partner, which UN economists have judged the best nation in the world in which to live and work. A land of wide-open spaces, low crime, a clean environment, comprehensive shopping, affordable housing, and excellent government services. (You can travel there without a visa, or even a passport.) And best of all, Americans who follow Starchild's recommended procedures can escape taxes altogether.

Or perhaps you'd prefer a small European enclave on the shore of a beautiful lake, with uncontrolled access to Switzerland and Liechtenstein (two great asset havens). As a resident, you pay no income tax or local tax. Municipal services are paid for by profits from the local casino. The region boasts lakes and winter sports, and is only an hour away from the cultural activities of Milan, Italy.

If you're a retired investor, author, musician, or inventor, you may qualify to reside in a unique Mediterranean island nation that's also a popular tourist destination. Your income from foreign investments or royalties is taxed at a low rate of only 5%.

There are also many beautiful sun-drenched Caribbean isalnds you could make your home.

Or, if you have a yearning to live at sea, Starchild tells you about using a yacht as your personal residential haven.

All these places are available to you. And many more besides. And you can find them all featured in Passport to International Living.

Owning property or a business outside the U.S. could become a private alternative to storing wealth in a foreign bank or securities account that has to be reported to the IRS. New regulations effective on January 1, 2001 require foreign banks to report U.S. securities owned by American clients.

I am a new teacher and I am trying to build up a library of resources. I bought this book hoping it would be helpful. I am so glad I purchased it. The activities are simple and concise, but they were developed with the children in mind. They will enrich your higher kids and strengthen your lower readers. Great for Kindergarten to intro basic phonics, super for first grade!! They will be fun to use in the classroom. The book is also FULL of information about phonics and linguistics. Do not hesitate purchasing this book.

If you are teaching kindergarten through second grade, you must have this and use it in your classroom. It has activities that covers every area of phonemic awareness. It gives you many activities for each section so your children will never get bored with your lessons. Uses all modalities. I can't say enough good things about this book.

This book was recommended to me by my sister (also a k teacher), and I used these phonemic awareness activities during the last school year -- not only did the activities help my whole class overall, but they also helped me identify which kids were struggling and needed more help. And they were fun for the kids, too, which made teaching it so much easier. My school has been buzzing about phonemic awareness and phonological awareness for a couple of years now, but we haven't had a good way to actually teach it directly until we used these activities. I highly recommend this book!

Aliza Sherman writes a powerful guide filled with tips and tools that inspire, challenge and help you grow professionally and personally.

Aliza Sherman's PowerTools For Women In Business is an enthusiastic, can-do optimistic guide that teaches women how to best take advantage of their own strengths and personalities to succeed in the business world. PowerTools For Women In Business is about keeping professional and personal lives in harmonious balance, never sacrificing one at the expense of another, when for women especially they tend to become all too intertwined. Personally imposed barriers to success, and emotional obstacles such as guilt or unease wielding power can be confronted and conquered. Very highly recommended reading for any female executive, especially one who is relatively new to the cutthroat, male-dominated, complex and demanding world of business!

If you're in a need of some inspiration, read this book. PowerTools will get you energized to turn your dreams into a reality. Reading all the touching and motivating anecdotes from other women will empower you to take action to achieve what's most important to you.

This is an outstanding little book -- very insightful and thoroughly enjoyable. I am a pediatrician who has been involved with writing practice guidelines to prevent a very low probability but devastating outcome (brain damage following jaundice in newborns). The discussion of different types of people with different attitudes towards risk helped clarify some of the dynamics of the guideline committees I have been on. In fact, I liked the book so much I sent a copy to the head of the current committee working on these guidelines.

I also like it when people question dogma, and point out ways in which our previous experience and perspectives influence the way we perceive reality. For example, the possibility that use of seat belts by drivers might shift some injuries from themselves to pedestrians and cyclists had never occurred to me.

I highly recommend this book to anyone interested in risk.

Thomas B. Newman, MD, MPH
Professor of Epidemiology and Biostatistics and Pediatrics
University of California, San Francisco

"Risk" by John Adams is one of those rare gems, a book which uncovers a nugget of truth about human behaviour, namely Risk Compensation Theory. Why do we take risks, especially on the roads, in cars, in dangerous situations? Why do some people take more risks than others? Apparently we have risk thermostats which we set to different levels of risk aversion. I saw the tv programme which covered this topic first and then I read the book by Mr. Adams. I was very impressed by the depth of research supporting his theories and by the graphs showing the different rates of fatalities for male/female drivers, for different countries or for different age groups. But I wonder: have we had too much analysis and not enough action at this stage? The trend of fatalities per 1,000 of the population or per 1,000 vehicles on the roads may be coming down in some countries but this is little consolation when the total number of deaths is staying steady or rising worldwide. 25 million have died already and perhaps another billion have been injured. It is time to try another approach.

"Autogeddon" by Heathcote Williams was a brilliant poetic diatribe on the havoc which cars can cause but it offered no solutions to the problem. "Risk" analyses in detail why we take the risks which cause this havoc, but equally offers no complete solutions. "The Joy of Motion" by John B. Gilmore goes a step further and offers a solution to the problems of transport which allows us to take risks and enjoy the thrill of motion at the same time. If you wish to find out more about this book then please email me.

There are few works of nonfiction which I have been inspired to read in one sitting. Adams' _Risk_ is one of those few. It's more than merely accessible: it's fascinating. The writing is more than merely competent: it's enjoyable. Like the best Grisham novels, _Risk_ tells a tale of danger, skulduggery, bureaucracy, wrongful death, human nature, research, reasoning, the revelation and concealment of evidence, and the overturning of conventional beliefs and outcomes.

Adams opens for the lay reader a window into the jargon-laden field of risk assessment and risk management. He brings to the table two qualities usually firmly segregated in the literature: a solid, rationalist facility with the traditional tools of the trade (scientific method, mathematics, statistics, data visualization), and an honest and humane assessment of the incalculable and the social (human variability, social equity, adaptive feedback, and chaotic systems).

Adams' work is brilliantly contrarian, neither eccentric nor slipshod. He challenges the conventional dogma of regulatory safety authorities the world over; he cites verifiable figures from reputable sources to show that the authoritarian approach to risk management has not lived up to its overconfident initial promises. Further, he documents specific cases in which this failure has been denied and concealed, rather than admitted, confronted and used as a springboard to new approaches and more creative thinking.

Adams' particular field of expertise is road/traffic safety, which he had studied for some 15 years at the time of writing. He uses several examples from this realm in the book. He recounts the peculiar history, for example, of mandatory seat belt legislation. Of the eighty principalities and regions which enacted such laws, over twenty years later only one (the UK) offers time-series data which support the initial claims for national traffic fatality reduction.

Yet throughout the industrial world, the axiom "seatbelts save lives" is just that -- axiomatic. The average reader may find this story very disturbing; the beneficial result of seatbelt legislation is almost a religious dogma for residents of the industrial West. Yet it is hard to dismiss Adams' sober collection and presentation of data. His numbers are not from outlaw or revisionist sources; they are official statistics from the same countries which passed the laws.

It's obvious (and crash tests demonstrate) that seatbelt-type restraints must prevent vehicle occupants from rattling around inside a car during a crash, and thereby mitigate injury and/or fatality. Adams asks, therefore, how it can possibly happen that there were not sudden, dramatic, documented reductions in total traffic fatalities for whole nations, after seatbelt laws were enforced?

In answering this and other similar questions of "safety engineering" Adams introduces us to a fascinating problem in risk management theory: "risk homeostasis" or "risk compensation". Individuals, he argues, have a personal "risk thermostat", a risk level at which they are comfortable. If their sense of personal safety is enhanced by protective gear (or even by public information campaigns) then their behaviour becomes correspondingly riskier, until the "set point" of the individual risk thermostat is reached.

Since the risk per individual per hour of traffic injury or fatality is very small, only a slight deviation in behaviour is necessary to raise it significantly. If a driver drives a little faster, brakes a little harder, corners a little more aggressively because of being strapped in securely, then this might easily negate (or more than negate) the risk reduction provided by the seatbelt itself.

In support of this theory, Adams offers the troubling increase in pedestrian and cyclist deaths that immediately followed the UK seatbelt law. If drivers drive a little more dangerously, says Adams, it makes sense that more vulnerable road users would bear the brunt of the increased risk.

Were it not for this sincere concern for social justice, Adams might easily be dismissed as yet another libertarian. Many a safety-legislation skeptic's argument begins and ends with individual rights, resistance to "nanny" legislation, etc. Adams asks a tougher question: if safety means *everyone's* safety, does traditional traffic safety engineering really work? Or does it just shuffle the risk around, making it safer to drive a car more dangerously, but imposing more risk on pedestrians, cyclists, motorcyclists, etc?

This discussion occupies only a chapter or two of this thought-provoking book. Other chapters cover such diverse topics as: a taxonomy of personality types and their responses to risk; virtual risks versus immediate risks; and the fundamental contradictions of "cost/benefit analysis". Adams is forthright in criticizing the narrowness of the traditional highway and traffic engineers' vision. "Road safety engineers" consider their work successful if the fatality/injury rate declines on a given stretch of road. But the fatality rate may have fallen because people gave up walking or biking in that area. As long as the incident rate is low, the road is deemed "safe" -- even though residents and locals may know very well that it is dangerous, and make long detours to avoid it.

Adams argues convincingly that this disconnect between people's real experience on the ground, and the abstract perceptions of planners and authorities, is a serious and intensifying problem. The ingenious adaptibility of human beings to dangerous situations means that the engineers may be presented with false success (a dangerous road looks "safe" because of avoidance response) or with intractable riskiness (risk compensation defeating imposed engineering solutions). Many of the traditionalist solutions into which we pour millions of dollars may simply not work, and the way we measure our success may be faulty as well.

_Risk_ is an excellent introduction to the challenging work of John Franklin, Mayer Hillman, Robert Davis, and other members of the "new school" of road safety analaysis. It is a well-researched, well-written, and deeply provoking book. _Risk_ should be *required* reading for all traffic engineers, police, safety analysts, city planners, parents, insurance company executives, and economists. For the reader with an open mind, _Risk_ will raise more questions than it answers; it offers some really interesting new ways to think about and discuss risk.

This book contains the best black/white images from the original complete collection. The portraits of Indian and the past moment of their daily life were captured with their character and dignity.

It is a marvelous image collection (Edward spent 30 years to make this 20-volume encyclopedia) of history. It represents the love of the dying population, and records the broken dream of native Indian.

This is an incredible collection of pictures. Piles on piles of pictures. But... The pictures are small. I was hoping for a collection of large pictures(i.e. 8x10) but the majority of them are approximately 4x5. It's a wonderful book, but don't expect full sized images. Irregardless it's a great buy for the price. You'll have a hard time finding a collection of pictures as big as this(even if the pictures are small) :)

absolutely stunning recollection of his complete photos. the reproductions are somewhat small, but easily viewable. such a complete set is so awe inspiring, anyone who has an interest or a love for native ameircan history/american history must have this book. absolute beauty.

This book though dry and technical has plenty of information that is a must have for any aspirinf photographer who wishes to push their black and white print skills furhter. Given that digital camera sales are now out stripping analog cameras will this book still have relevence?

The last of a three book series, this volume provides comprehensive instructions detailing the developing process. Chapters on mounting and displaying photographs are at the books end completing the readers education. This book written by Ansel Adams, made famous for his B&W photographs, will disapoint any reader interested in the art of color photography. This three book collection is a must for any B&W photographer.

Despite the heavy emphasis on chemical and paper, this book's essentially about cropping, contrast control, and presentation. These are the core topics you'll need to master even if you only do digital photos. All the better if you use PhotoShop, because it recreates the controls (like burning and dodging) of a darkroom.

One thing that may be disappointing is the focus on black and white. Color control is crucial in making color prints and intimately tied with contrast.

The three books in this series can be read independently, but together provide a complete clinic from positioning the camera to displaying a final print.

An excellent book to take one from "traditional" Notes application development to development of web applications. Unfortunately, the publishers did a TERRIBLE job of copy editing: references to figures that don't exist or are mis-numbered, paragraphs that end in mid-sentence, mis-formatted tables with items listed in the wrong column.
Deserved much better pre-publication from the editors/publishers and a higher rating.

Simply put, this book is by far, the best Domino book on the market.

I get bored easy, and this book kept my interest (finished it in two days). I like the way important information was presented in tables--easy to use as a reference. If you can't afford to take the Lotus Classes on Domino/Web....get this book! Also, after reviewing the Lotus sampe exams, I would recommend this book as a study guide. NUMEROUS typos in this book (but I can learn to live with that). Wish it was out in R4.6!

It started out so innocently. Molly Doogan's mother was a doctor. Due to the many cases of the flu, Molly and her dad had to wait in the car until the last patient had left the clinic so they could all go home. To kill the boredom, Molly and her father decide to make up a story.

Rairarubia (Rare - A - Ruby - Uh) was ruled by an evil man called Mammoth. Young Romey had no knowledge of her past, but was taken in as a pupil by Bovert and Herman. Sam, a boy her age, was in the same situation. The two teachers train Romey and Sam in all types of fighting, weaponry, and how to live with nature. They become a team, but had no idea what was in store for them.

Each night Molly and her father continue to make up the story. However, the story was somehow leaking out of Molly's imagination and into her REAL daily life!

**** Here is the beginning of what promises to be a compelling series! For anyone as young as age nine to anyone over one hundred. (Come on, admit it, those of us over twenty-one still LOVE this stuff!) This author grabs onto the readers quickly and holds onto them as tight as Super Glue until the very end. Highly recommended reading! ****

Rairarubia is one of those rare books that is equally loved by boys and girls. Every one of my students could relate to Molly's amazing adventure, the colorful characters, the puzzling riddles, the magic. This book is a gem, delivering its story with humor and suspense. The ending demands a sequel- now!

This book kept my attention the whole time I was reading. I couldn't put it down. I love the way there is a story within a story. Romey, the main character in the story within the story, is brave, independent, and smart. She can do anything boys can do. I'm reading the second book, Return to Rairarubia, and it's maybe even better.

My son recently wrote the following:

The Time Warp Trio books contain amazing pictures by Lane Smith and humorous stories by Jon Scieszka (of The Stinky Cheese Man and Other Fairly Stupid Tales fame). Time Warp Trio books are entertaining and easy to read and were probably written to encourage kids who don't usually read much to read more.

In See You Later Gladiator, the three friends find themselves in Ancient Rome, face-to-face with a gladiator about to make short work of them. They pass themselves off as powerful magicians. Their only hope for survival is to find The Book and skedaddle before they encounter any more sword-wielding gladiators.

Enjoy this "quick" summer read!

This story is about three boys named Joe, Sam, and Fred. These three boys have a very strange book that, when they say special words, it will transport them to a different time. In order to get back home, they have to find the book which is hidden in Rome, and that is where they are too! When they arrive, they are in a Gladiator stadium! To find out more, read See You Later Gladiator.

This book is about three strange boys named Sam, Joe, and Fred who open "The Book". Then a green mist appears and the boys find themselves in Ancient Rome. While they're traveling the book gets lost. The boys have to find the book to get back home. I counted about 3 funny things in the story. This story made me Laugh Out Loud!

This is another of those gems of a little one-subject cookbook. Jhonson does great job with history, techniques and recipe collection for this sumptuous little bread.

From sweet type most of us have come to love with coffee, tea or just cold glass of milk, she adds savory items, i.e. a great recipe with Corn and Pumpkin Seeds or Carmelized Shallots.

There are many here that are simply wundebar, e.g. Meyer Lemon-Macademia or Drambuie-Raisin. If you're a shortbread fancier, this is neat collection to use and inspire one's own creations.

I love this book! The recipes are really easy and turn out fabulous! The layout is clear and original and the drawings are entertaining (there are no pictures). This is really a handy little book that any baker would like, because it is so easy to make variations on these recipes, be it ingredients or just shape and decoration. I tried some of the sweet and some of the savoury shortbreads and all were exellent, they actually disappeared from the counter! The Madras-Coconut Crackers are surprising and the Caramelized Shallot Shortbread is a real treat. My favourites are the Green Tea Shortbreads, because I love green tea and I like their not being too sweet, but really crunchy, because of the rice flour.
This book is definitely worth its price! Buy it, you'll love it!

I have been making shortbread for years, mostly for dessert. But the savory shortbread recipes are terrific and were made as gifts for Christmas and got raves.